Many people assume ATMs allow unlimited deposits, but most banks set limits on how much money can be deposited through an ATM in a single transaction or within a day.
Deposit limits vary depending on the bank, ATM type, and your account history.
Typical ATM Deposit Limits
- Some ATMs allow up to 30–50 bills per transaction.
- Daily cash deposit limits may range from $1,000 to $10,000 depending on the bank.
- Check deposits may have separate limits.
Factors That Affect ATM Deposit Limits
- Your bank or credit union
- The ATM operator
- Your account type
- Security policies
If your deposit exceeds the ATM limit, you may need to make multiple deposits or visit a bank branch.
Bottom Line
ATM deposit limits vary by bank and machine, but most ATMs allow multiple bills or checks per transaction. Checking your bank’s policies can help you plan deposits more effectively.